Author(s): Eatessam Al-shakrchy, Walaa Ismael Alnassar
Centering on “marketplace lending”, as an essential measure of fintech credit, this research use data for 143 countries from 2013 to 2017 to analysis the effect of “financial inclusion, financial development” and its components on fintech credit relying on the analytical research methodology of Static panel data regression by applying STATA software as the statistical analysis tool. Marketplace lending to consumers develops in countries where financial depth decreases highlighting the role of fintech credit in satisfying the credit gap by traditional lenders. The finding, as projected, reveals the significant effect of “Traditional financial inclusion, Digital financial inclusion, Boone indicator, Financial stability, Financial development” on “marketplace lending”. This implies that endorsing and improving financial inclusion and financial development by government can donate to higher rate of marketplace lending (fintech credit).